![]() ![]() What does that mean? A foreseeable event is an outcome that a reasonable person in similar circumstances would expect to occur. Travel insurance is designed to protect a traveler from certain unforeseeable events - not foreseeable events. Time to buy travel insurance - or is it already too late? Then, on September 27, Hurricane Heidi forms in the Caribbean and starts swirling toward Jamaica. The trip is five months away, so you figure you’ll wait to buy travel insurance until closer to your departure. On June 1, you book a week-long resort stay in Montego Bay, starting October 1. You can’t cancel a trip for a foreseeable reason. That’s a good reason to buy trip cancellation insurance as soon as possible.Ģ. However, benefits are not retroactive you won’t be covered for losses caused by something that has already happened (such as your wife’s accident, in this hypothetical example). So when you purchase trip cancellation insurance, you’re protected in case of cancellations due to covered reasons that occur from your effective date until you depart. (The effective date depends on when and how you purchase a plan if you buy travel insurance online, for example, it’s the day after we receive your order.) Trip cancellation protection begins on your plan’s effective date, as long as we receive your premium before you cancel your trip or make a claim. You need to postpone your trip - but it’s too late to buy trip cancellation benefits.Ĭan you buy trip cancellation insurance after booking your trip? Absolutely. Then, a week before you leave, your wife suffers a debilitating back injury when someone rear-ends her car. It’s a big splurge, and you’d hate to lose your investment. You know you should buy travel insurance with trip cancellation benefits to protect your upcoming culinary tour of southern Italy. You have a longer coverage window for trip cancellation benefits. Read more: Travel Insurance and COVID-19: The Epidemic Coverage Endorsement Explainedĥ Reasons it’s Smart to Buy Travel Insurance Immediately After Bookingġ. All benefits are subject to maximum limits of liability, which may in some cases be subject to sublimits and daily maximums. Benefits may not cover the full cost of your loss. To see if your plan includes this endorsement and what it covers, please look for “Epidemic Coverage Endorsement” on your Declarations of Coverage or Letter of Confirmation. (Benefits vary by plan and are not available in all jurisdictions.) Also, many of our travel insurance plans now include the new Epidemic Coverage Endorsement, which adds covered reasons to select benefits for certain losses related to COVID-19 and any future epidemic. Below, we’ll explain why.Ĭonsidering buying travel insurance in case your trip is affected by COVID-19? It’s important to know that while epidemics are generally excluded from coverage, we are currently offering certain temporary accommodations for COVID-19 related claims. If you procrastinate, you may miss out on certain benefits. However, it’s always best to purchase insurance as early in the process as possible. The short answer is: It’s not too late! You absolutely can buy travel insurance after booking your trip. Your big trip is just two weeks away, and you’ve thought of everything… then you realize you forgot to buy travel insurance. And as an AAdvantage ® member, when you travel on oneworld airlines, your eligible activity will count toward AAdvantage ® status qualification.Passport? Check. Oneworld offers convenient service on the world's leading airlines across more than 1,000 destinations worldwide. The oneworld® Alliance: More destinations around the globe It’s all part of the new AAdvantage ® program, and yes, it’s really that easy. Simply earn Loyalty Points whenever you fly, use an AAdvantage ® credit card for purchases, or earn eligible miles with AAdvantage ® partners. Qualify for AAdvantage ® status when you meet the required Loyalty Point thresholds. Discover the perks of AAdvantage® status The more you travel the more you earn – upgrades, bonus miles, airport privileges and more ![]()
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